John

Tougher rules over travel insurance are needed to protect holidaymakers unaware that their policies may not cover all their costs, an MPs' report has said.

Ten million people travelling last year would not have been covered for medical costs caused by a terrorist attack, a Treasury Select Committee report said.
The report criticised exclusion clauses "buried" in small print, and the way policies are sold by travel agents.


The insurance industry said more regulation would force prices up.


The full story is at

BBC NEWS | UK | MPs demand travel cover overhaul

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John

As with most insurance policies the winners are the Insurance companies. They seem to find more and more reasons/excuses not to pay out. In the UK we are more or less forced to have insurance, because of the price, many people by off the shelf policies without reading what is included or not included. For instance in order to get a policy i have to go through a medical screening. At this point the insurance company will either up the premium per illness or exclude it. If I miss anything out the policy is invalid. Many people do not know this.

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